Who Pays for Home Care in Virginia?

Most Virginia families pay for non-medical home care privately, and many of them also qualify for help they did not know existed. Long-term care insurance, veterans benefits, and workers’ compensation all pay for care at home in the right circumstances. Medicare works differently than most people expect: it may cover short-term skilled home health care when a doctor certifies it, but it generally does not pay for ongoing help with bathing, dressing, meals, or supervision when that is the only need. This free guide from Life’s at Home Care, serving Chesapeake, Richmond, and the surrounding communities, walks through what care costs in Virginia using the most recent published survey data, explains each payment option in plain language, and gives you a worksheet to turn a weekly schedule into a monthly number.